{"id":15878,"date":"2020-11-12T12:27:56","date_gmt":"2020-11-12T12:27:56","guid":{"rendered":"https:\/\/www.unimoni.in\/blog\/?p=15878"},"modified":"2021-09-02T07:40:14","modified_gmt":"2021-09-02T07:40:14","slug":"is-it-wise-to-use-a-credit-debit-card-overseas","status":"publish","type":"post","link":"https:\/\/www.unimoni.in\/blog\/is-it-wise-to-use-a-credit-debit-card-overseas\/","title":{"rendered":"Is it wise to use credit\/debit card overseas?"},"content":{"rendered":"<style><\/style><p style=\"font-weight: 400;\">A break from the usual busy-fuzzy days is a dream for many. Many people make it happen by <a href=\"https:\/\/www.unimoni.in\/outward-remittance\/\">traveling abroad<\/a> and finding their own leisure time to pamper themselves with the utmost peace and tranquillity. once, you decide to travel abroad, a bundle of extra groundworks will come your way, because traveling across the country doesn\u2019t call for any additional preparations, but an abroad trip does. You need to get a passport, visa, foreign currency of the country you are planning to visit, etc. for making your dream a reality. Since buying foreign currency and making currency exchange is a bit puzzling affair, many people tend to skip it by opting for either credit or debit card to pay for their immediate requirements abroad.<\/p>\n<h2 style=\"font-weight: 400;\"><strong><em>Well, do you think it\u2019s a sager idea?<\/em><\/strong><\/h2>\n<p style=\"font-weight: 400;\">Obviously not!<\/p>\n<h3 style=\"font-weight: 400;\"><strong><em>And, do you wanna know why?<\/em><\/strong><\/h3>\n<p style=\"font-weight: 400;\">\u00a0Here we go\u2026.<\/p>\n<h4 style=\"font-weight: 400;\"><strong>Is it wise to use a credit\/ debit card overseas?<\/strong><\/h4>\n<ul style=\"font-weight: 400;\">\n<li>Credit cards carry external costs such as non-sterling transaction fees, drawing fees, and exchange rate mark-ups.<\/li>\n<li>Hefty ATM\u2019s and exchange fees are a major issue while using debit cards abroad<\/li>\n<li>While paying for your holiday with a credit card, you get charged with surcharges.<\/li>\n<li>When using a debit card, in case if it gets hacked, your fund in your account turns to be a high risk<\/li>\n<li>Paying with credit\/debit cards might lead you to overspend.<\/li>\n<li>Some banks usually set limits to daily spending\u2019s which, if unheeded, can put you in unsolicited situations.<\/li>\n<li>Some credit cards entail ID confirmation. This makes you constantly carry your passport wherever you go.<\/li>\n<\/ul>\n<p style=\"font-weight: 400;\">The above are the prime downfalls of payments abroad with a debit\/credit card.<\/p>\n<h5 style=\"font-weight: 400;\"><strong><em>So, what\u2019s the solution for this?<\/em><\/strong><\/h5>\n<p style=\"font-weight: 400;\">It is nothing but a<strong> multi-currency travel card!<\/strong><\/p>\n<p style=\"font-weight: 400;\">Substitute your credit\/debit cards now with a multi-currency travel card for a hassle and safe trip ahead. A multi-currency travel card is your finest and most apt travel partner for every international trip.<\/p>\n<p style=\"font-weight: 400;\"><em>And do you know how?<\/em><\/p>\n<h4 style=\"font-weight: 400;\"><strong>Multi-currency card- the key to a comfortable trip!<\/strong><\/h4>\n<ul>\n<li style=\"font-weight: 400;\">A multi-currency card comes with cash value stored inside the card<\/li>\n<li style=\"font-weight: 400;\">Easy to use at ATM\u2019s and POS<\/li>\n<li style=\"font-weight: 400;\">Protects you from pickpockets and financial threats<\/li>\n<li style=\"font-weight: 400;\">Can be loaded with more than one currency at a time<\/li>\n<li style=\"font-weight: 400;\">Loading\/reloading facility<\/li>\n<li style=\"font-weight: 400;\">Any chosen currencies according to your need can be loaded\/reloaded<\/li>\n<li style=\"font-weight: 400;\">No extra conversion charges like credit cards<\/li>\n<li style=\"font-weight: 400;\">Easy to use in any part of the world<\/li>\n<li style=\"font-weight: 400;\">Perfect substitute for credit and debit cards abroad<\/li>\n<\/ul>\n<p style=\"font-weight: 400;\">A multi-currency card is a true savior for those who fed up with the troubles related to the use of debit and credit cards overseas. It will also help you to lead a peaceful journey without the worry of mishaps and other fund related issues.<\/p>\n<h6 style=\"font-weight: 400;\"><em>So now what are you waiting for?!<\/em><\/h6>\n<p style=\"font-weight: 400;\">Get your hands on the all-new multi-currency travel card and book your tickets for your most awaited vacay abroad\u2026<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A break from the usual busy-fuzzy days is a dream for many. Many people make it happen by traveling abroad and finding their own leisure time to pamper themselves with the utmost peace and tranquillity. once, you decide to travel abroad, a bundle of extra groundworks will come your way, because traveling across the country&#8230;<\/p>\n","protected":false},"author":3,"featured_media":15944,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[41,47,44,55,43],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v16.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Is it wise to use credit\/debit card overseas? Unimoni India<\/title>\n<meta name=\"description\" content=\"Are you planning to us Multi-currency travel card for travel abroad, or rely on credit\/debit card for overseas payments. Make a smart choice now!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.unimoni.in\/blog\/is-it-wise-to-use-a-credit-debit-card-overseas\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Is it wise to use credit\/debit card overseas? Unimoni India\" \/>\n<meta property=\"og:description\" content=\"Are you planning to us Multi-currency travel card for travel abroad, or rely on credit\/debit card for overseas payments. 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