{"id":16632,"date":"2022-01-25T07:17:49","date_gmt":"2022-01-25T07:17:49","guid":{"rendered":"https:\/\/www.unimoni.in\/blog\/?p=16632"},"modified":"2022-01-25T09:23:39","modified_gmt":"2022-01-25T09:23:39","slug":"overseas-student-bank-account","status":"publish","type":"post","link":"https:\/\/www.unimoni.in\/blog\/overseas-student-bank-account\/","title":{"rendered":"An overseas student bank account"},"content":{"rendered":"<style><\/style><p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">As an Indian going to study abroad, opening an overseas bank account is one of the first steps to settling into your new life abroad. But what\u2019s the difference between a regular bank account and an overseas bank account? Do you need to open both? How do you go about doing this? This article will explain what benefits you would have from opening an overseas bank account and a local Bank account as a student studying abroad from India.\u00a0<\/span><\/p>\n<h2><b>Easy access to their money\u00a0<\/b><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">An overseas bank account gives you easy access to your money. Even if you have cash in your local Bank account in India, it might not be easy for you to get as and when you need it in India, banks are closed, or something goes wrong with internet banking. You could also find yourself having trouble withdrawing money at ATMs. Using overseas accounts means you always have access to your own money, no matter where you are in the world.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b>The extra money from internships and Summer Jobs<\/b><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Overseas bank accounts are popular among <a href=\"https:\/\/www.unimoni.in\/overseas-education\/\">students studying abroad<\/a>, mainly as you earn extra money while taking internships or working in summer jobs. Nonetheless, it would also help if you considered it a greater risk of fraud or identity theft when it comes to overseas accounts. This has led many Banks offering overseas banking services to impose stricter rules on who can open their account and who can\u2019t. If you choose an overseas account over a domestic one, then keep these factors in mind.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b>Credit\/Debit Card<\/b><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Instead of having many accounts spread across different countries, overseas banks let you consolidate all your savings in one place. This helps you manage your money better and keeps everything under one roof. Plus, it makes it easier for you to <a href=\"https:\/\/www.unimoni.in\/international-money-transfer\/\">send money<\/a> back home. Some Overseas banks even offer special international student banking services, providing additional perks like no-fee credit cards. Getting a Credit\/ Debit card depends on their country of choice.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><b>Final Points\u00a0<\/b><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">It is a bit of good advice for students studying overseas to open bank accounts there and a local bank account here in India. This can help them obtain visas more efficiently, track earnings on overseas international jobs, receive funds from India, and avoid foreign transaction fees. Plus, if they plan on returning after overseas studies, having an overseas bank account will allow them to transfer back the money into their local bank account in India without too much of a hassle. So Indian Students studying overseas should open a local bank account before travelling, like opening an Overseas Bank account. Opening an account in India is easy; opening a bank account abroad is not as easy as a local bank account. Depending on <a href=\"https:\/\/www.unimoni.in\/\">Unimoni<\/a> would be the right option to retrieve more information on opening an overseas bank account and remitting money to individual bank accounts, Universities, and Colleges.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>As an Indian going to study abroad, opening an overseas bank account is one of the first steps to settling into your new life abroad. But what\u2019s the difference between a regular bank account and an overseas bank account? Do you need to open both? How do you go about doing this? This article will&#8230;<\/p>\n","protected":false},"author":3,"featured_media":16636,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[41,44,1],"tags":[187,188,227],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v16.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Benefits of Overseas Student Bank Account | Unimoni.in<\/title>\n<meta name=\"description\" content=\"Here is some valuable information to start an overseas student bank account. 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