{"id":16944,"date":"2023-06-15T11:40:52","date_gmt":"2023-06-15T11:40:52","guid":{"rendered":"https:\/\/www.unimoni.in\/blog\/?p=16944"},"modified":"2025-06-18T05:38:57","modified_gmt":"2025-06-18T05:38:57","slug":"unimoni-offers-a-range-of-business-solutions-via-mobile-app","status":"publish","type":"post","link":"https:\/\/www.unimoni.in\/blog\/unimoni-offers-a-range-of-business-solutions-via-mobile-app\/","title":{"rendered":"Unimoni Offers a Range of Business Solutions via Mobile Payment App!"},"content":{"rendered":"<style><\/style><p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Unimoni India is a licensed NBFC and AD II category holder authorized by RBI to provide various financial services such as international remittance, domestic money transfer, foreign exchange, payment solutions, and more. With a network of over 300 branches and 15000+ agents in India, Unimoni caters to the needs of individuals and businesses and offers its services in more than 160 countries worldwide.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Unimoni Financial Service Ltd. is committed to providing safe, secure, and reliable financial services and excellent customer service. Its services are accessible to anyone, especially migrant workers and expatriates who need to transfer money across borders, through a vast network of agents, partners, and digital platforms.<\/span><\/p>\n<p style=\"text-align: justify;\">All these services are just a click away!<\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\"><strong>Download Unimoni India Customer App from the Google Play store:<\/strong> <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.unimoni.customer\"><em>https:\/\/play.google.com\/store\/apps\/details?id=com.unimoni.customer<\/em><\/a><\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Select Wallets &amp; Payments from the appearing screen.<\/span><\/p>\n<p><a href=\"https:\/\/www.unimoni.in\/blog\/wp-content\/uploads\/2023\/06\/unimoni-app.webp\"><img loading=\"lazy\" class=\"alignnone size-full wp-image-16966\" src=\"https:\/\/www.unimoni.in\/blog\/wp-content\/uploads\/2023\/06\/unimoni-app.webp\" alt=\"unimoni-wallet-app\" width=\"860\" height=\"560\" \/><\/a><\/p>\n<h2 style=\"text-align: justify;\"><b>Unimoni Wallet &amp; More:\u00a0<\/b><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Under &#8220;<strong>Wallet &amp; Payments<\/strong>&#8220;, you will get services like Instant Money Transfers, Mobile Recharge, DTH Recharge, Electricity Bill Payments, Gas Bill Payments, Merchant Payments, and many more.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Enjoy complete hassle-free services at home!<\/span><\/p>\n<h2 style=\"text-align: justify;\"><b>Why Prepaid Wallets?<\/b><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">In today&#8217;s world of digital payments, our savings accounts are often linked to multiple payment apps, leaving us susceptible to phishing and scamming attempts via emails and messages. Keeping a limited amount in a PPI wallet is recommended to minimize risks, similar to how we carry cash in our physical wallets. PPI mobile wallets can be used for small-value merchant and household payments, such as recharges and utility bills, reducing the exposure of our primary savings account to online scammers who target account hacking.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">To better understand Prepaid Wallets and their uses, let&#8217;s take a closer look. PPI (Prepaid Payment Instruments) operate like savings accounts and are regulated by the RBI. With a PPI wallet, paying for products and services, transferring money to family and friends, and even sending remittances are easy. Thanks to new regulations, PPI wallets can now be integrated into the UPI ecosystem for added convenience. Unimoni Wallet is among the first wallets in India to be enabled as a PPI.<\/span><\/p>\n<h2 style=\"text-align: justify;\"><b>What are the types of wallets offered in Unimoni Wallet?<\/b><\/h2>\n<h3 style=\"text-align: justify;\"><b>1. Small PPI or Minimum KYC Wallet<\/b><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">To become a wallet customer, download the App from the Play Store or iOS and follow these steps to enrol:<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Download the customer app<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Update Mobile Number and generate OTP<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Update minimum customer details(Name , Pin code, gender)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Open wallet option in mobile App<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Update the ID number and email id<\/span><\/li>\n<\/ul>\n<h4 style=\"text-align: justify;\"><b>Key benefits of Min KYC Wallet<\/b><\/h4>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Instant and simple to open wallet<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Only OTP registration is required<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Perform any online transaction upto Rs. 10000 (except cash transfer)<\/span><\/li>\n<\/ul>\n<h3 style=\"text-align: justify;\"><b>2. Full KYC Wallet<\/b><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">To create a full KYC wallet, a customer can visit a Unimoni branch and complete the KYC process by submitting their original PAN card, address proof, a photo, and the KYC form. Alternatively, the customer can choose to complete a video KYC from the comfort of their home.<\/span><\/p>\n<h4 style=\"text-align: justify;\"><b>Key benefits of a full KYC wallet\u00a0<\/b><\/h4>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Load cash- customers can load up to Rs. 50000 by cash at the unimoni branch.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You can also load wallets through debit cards, credit cards or online bank transfers up to @ Lakh.<\/span><\/li>\n<\/ul>\n<h3 style=\"text-align: justify;\"><b>Key Services offered<\/b><\/h3>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Domestic money transfer service (DMTS)\u00a0<\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">You can send up to Rs. 2 lakh from a single customer to any bank account or PPI wallet within India.<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Utility Bill payments (BBPS)<\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Customers can conveniently pay their bills for utilities such as water, electricity, gas, fast tag, telephone post-paid bills, and more.\u00a0<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Mobile and DTH recharge\u00a0<\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">We offer prepaid mobile and DTH recharge services for all service providers.<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Merchant payments<\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">You can make payments online, offline, by scanning, and through Upi.<\/span><\/p>\n<h2 style=\"text-align: justify;\"><b>Why choose us?<\/b><\/h2>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Hassle-free merchant payments (online and offline)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Easy payouts to beneficiaries<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Easy float management<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Mobile customer registration<\/span><\/li>\n<\/ul>\n<h2 style=\"text-align: justify;\"><b>Key features<\/b><\/h2>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Promotions and loyalty management.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Zero convenience fee<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Intuitive dashboard and default reports<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Full-fledged fraud and AML monitoring tools<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Analytics through integrated modules<\/span><\/li>\n<\/ul>\n<h2 style=\"text-align: justify;\"><b>Protecting you and your money<\/b><\/h2>\n<h3 style=\"text-align: justify;\"><b>Safeguarded with the leading banks &amp; Data protection<\/b><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Your money is kept safe with trusted financial institutions. Our top priority is to protect and safeguard your money. At Unimoni, we value the safety and security of your data. Digital wallets utilize encryption technology to protect your financial information during every purchase. This technology scrambles your data, making it difficult for hackers to access.<\/span><\/p>\n<h3 style=\"text-align: justify;\"><b>Extra secure transactions<\/b><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">To ensure your account&#8217;s and transactions&#8217; security, we utilize two-factor authentication (2FA). It is an additional layer of protection by requiring a unique code and your password. Nobody can access your wallet without the 2FA code, ensuring that only you can control your funds.<\/span><\/p>\n<p style=\"text-align: justify;\"><strong>Download the App Now: <em><a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.unimoni.customer\">https:\/\/play.google.com\/store\/apps\/details?id=com.unimoni.customer<\/a>\u00a0<\/em><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Unimoni India is a licensed NBFC and AD II category holder authorized by RBI to provide various financial services such as international remittance, domestic money transfer, foreign exchange, payment solutions, and more. With a network of over 300 branches and 15000+ agents in India, Unimoni caters to the needs of individuals and businesses and offers&#8230;<\/p>\n","protected":false},"author":3,"featured_media":16968,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[41,55],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v16.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Unimoni Wallet: Simplify Your Business with Our Mobile Payment App!<\/title>\n<meta name=\"description\" content=\"Unimoni Wallet: the ultimate mobile payment app- Pay bills, recharge mobile &amp; DTH, Instant Money Transfers, or online payments. Download Now! 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