{"id":17562,"date":"2023-11-24T11:04:43","date_gmt":"2023-11-24T11:04:43","guid":{"rendered":"https:\/\/www.unimoni.in\/blog\/?p=17562"},"modified":"2023-12-19T06:20:11","modified_gmt":"2023-12-19T06:20:11","slug":"how-do-you-carry-currency-when-travelling-to-vietnam","status":"publish","type":"post","link":"https:\/\/www.unimoni.in\/blog\/how-do-you-carry-currency-when-travelling-to-vietnam\/","title":{"rendered":"How do you Carry Currency when Travelling to Vietnam?"},"content":{"rendered":"<style><\/style><p style=\"text-align: justify;\"><span style=\"font-weight: 400; color: #000000;\"><strong>Vietnam<\/strong>, a land steeped in ancient history and adorned with breathtaking natural beauty, beckons travellers from across the globe to embark on an unforgettable adventure. From the emerald rice paddies of the north to the sun-kissed south beaches, Vietnam offers a captivating tapestry of experiences that will forever etch themselves in your memory.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400; color: #000000;\">As you plan your dream vacation to Vietnam, it&#8217;s essential to consider the practicalities of currency and expenses to ensure a smooth and enjoyable experience. Here&#8217;s a comprehensive guide to help you navigate the financial aspects of your Vietnamese adventure:<\/span><\/p>\n<p style=\"text-align: justify;\">\n<h2 style=\"text-align: justify;\"><span style=\"color: #000000;\"><b>VND Currencies<\/b><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400; color: #000000;\">The Vietnamese \u0111\u1ed3ng (VND) is the official currency of Vietnam.<\/span><\/p>\n<p style=\"text-align: justify;\">\n<h3 style=\"text-align: justify;\"><span style=\"color: #000000;\"><b>Coins and Banknotes<\/b><\/span><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400; color: #000000;\">Coins are rarely used in Vietnam; banknotes come in 1,000, 2,000, 5,000, 10,000, 20,000, 50,000, 100,000, 200,000, and 500,000 VND.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400; color: #000000;\">The most common banknotes are the 10,000, 20,000, and 50,000 dong notes. The 100,000 dong note is less common, and the 200,000 and 500,000 dong notes are rarely seen.<\/span><\/p>\n<p style=\"text-align: justify;\">\n<h2 style=\"text-align: justify;\"><span style=\"color: #000000;\"><b>What is the best currency to use in Vietnam as a tourist?<\/b><\/span><\/h2>\n<p style=\"text-align: justify;\">\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400; color: #000000;\">As a tourist, the best currency to use in Vietnam is the Vietnamese \u0111\u1ed3ng (VND). It is the country&#8217;s official currency and is widely accepted internationally. While significant currencies like USD and EUR are also accepted in some tourist areas, exchanging your currency for VND before or upon arrival is generally advisable. It ensures that you get the best exchange rate possible.<\/span><\/p>\n<p style=\"text-align: justify;\">\n<h2 style=\"text-align: justify;\"><span style=\"color: #000000;\"><b>Carrying Money To Vietnam From India<\/b><\/span><\/h2>\n<p style=\"text-align: justify;\">\n<h3 style=\"text-align: justify;\"><span style=\"color: #000000;\"><b>1. Avoid buying Vietnamese Dong in India<\/b><\/span><\/h3>\n<p style=\"text-align: justify;\">\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\">Buying Vietnamese Dong (VND) in India is not advisable.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\">Converting INR to VND in India often involves a 15-20% markup, significantly reducing travel funds.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\">For initial expenses like airport taxis or street food, convert a small amount, such as Rs 5,000, and avoid converting your entire travel budget to VND in India.<\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\"><b>Example:<\/b><\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\">Exchanging Rs 1 lakh for VND in India could cost between Rs 1,15,000 and Rs 1,20,000 due to exchange rate margins.<\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\"><b>Tip:<\/b><\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\">Don&#8217;t be daunted by the large numbers on VND banknotes. Due to its devaluation, locals often omit the last three zeros. For instance, 500,000 VND is commonly called 500, and 1,000,000 VND is frequently called 1,000.<\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\"><b>When reading price lists:<\/b><\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\">A price tag of 89 means 89,000 VND.<\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify;\">\n<h3 style=\"text-align: justify;\"><span style=\"color: #000000;\"><b>2. Buy USD instead<\/b><\/span><\/h3>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\">The most economical way to carry money to Vietnam is by converting INR to US Dollars (USD).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\">USD is globally accepted and readily available for exchange.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\">Converting INR to USD in India incurs a minimal exchange rate margin of around 1%.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\">While USD cannot be directly used in Vietnam, converting it to VND upon arrival is cost-effective.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\">USD to VND conversion typically charges a mere 0.3% margin.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\">This two-step conversion method is the cheapest, as evident from research and traveller experiences.<\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\"><b>Example:<\/b><\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\">Mr. X exchanged Rs 1 lakh for USD in India.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\">Considering the exchange rate (05 Oct 2023), Rs 1 lakh equals approximately 1,200 USD.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\">An additional 1% conversion fee in India would cost Rs 1,000.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\">Upon reaching Vietnam, converting USD to VND would incur a 0.3% fee of 3.6 USD or Rs 300.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\">The total conversion loss would be Rs 1,300, significantly lower than directly converting INR to VND.<\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\"><b>Tips:<\/b><\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\">Avoid currency exchange at Vietnam&#8217;s airport. Instead, opt for local markets for better rates.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400; color: #000000;\">Allocate 70% of your travel budget to USD currency notes.<\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify;\">\n<h3 style=\"text-align: justify;\"><span style=\"color: #000000;\"><b>3. Carry a Unimoni Forex Card\/Travel Card<\/b><\/span><\/h3>\n<p style=\"text-align: justify;\">\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400; color: #000000;\">Always use a preloaded travel card, such as Unimoni&#8217;s One Currency Card, to manage your expenses during your Vietnam trip. Load USD onto the card and convert it to VND or any other local currency as needed. It will help you avoid the high fees associated with international debit, credit cards and ATM withdrawals.<\/span><\/p>\n<p style=\"text-align: justify;\">\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400; color: #000000;\">Here&#8217;s a step-by-step guide on how to use your Unimoni forex\/travel card to manage your currency needs during your trip to Vietnam:<\/span><\/p>\n<p style=\"text-align: justify;\">\n<h4 style=\"text-align: justify;\"><span style=\"color: #000000;\"><b>Before your trip:<\/b><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\"><b>\u00a01. Load your Unimoni Forex\/Travel Card with USD:<\/b><span style=\"font-weight: 400;\"> You can load your card with USD at any Unimoni branch or through their online portal. USD is a widely accepted currency, so that you can use it for most transactions in Vietnam.<\/span><\/span><\/p>\n<p style=\"text-align: justify;\">\n<h4 style=\"text-align: justify;\"><span style=\"color: #000000;\"><b>Upon arrival in Vietnam:<\/b><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\"><b>\u00a01. Withdraw VND from ATMs:<\/b><span style=\"font-weight: 400;\"> You can withdraw VND from ATMs using your Unimoni Forex\/Travel card. The ATM will automatically convert the USD on your card to VND at the current exchange rate.<\/span><\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\"><b>\u00a02. Make payments using your Unimoni Forex\/travel card:<\/b><span style=\"font-weight: 400;\"> You can pay at POS terminals in shops, restaurants, and other establishments. The transaction will be processed in VND, and the conversion will be done automatically.<\/span><\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\"><b>\u00a03. Monitor your card balance and transactions:<\/b><span style=\"font-weight: 400;\"> You can track your card balance and transactions online or through the Unimoni mobile app.<\/span><\/span><\/p>\n<p style=\"text-align: justify;\">\n<h3 style=\"text-align: justify;\"><span style=\"color: #000000;\"><b>4. Swiping &amp; ATM Withdrawal<\/b><\/span><\/h3>\n<p style=\"text-align: justify;\">\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400; color: #000000;\">When using<strong> international debit or credit cards<\/strong> in Vietnam, a foreign currency conversion fee of around 3.5% is applied. This fee is charged for converting your INR balance to VND and may not be immediately visible but will appear on your card statement later. Withdrawing cash from ATMs in Vietnam is more expensive than using credit cards due to the various charges involved:<\/span><\/p>\n<p style=\"text-align: justify;\">\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\"><b>\u00a01. Foreign currency conversion fee:<\/b><span style=\"font-weight: 400;\"> A 3.5% charge is applied to the withdrawn amount for converting it from INR to VND.<\/span><\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\"><b>\u00a02. Card usage abroad <\/b><span style=\"font-weight: 400;\">fees typically range from Rs 100 to Rs 300, depending on your card provider. Additionally, 18% GST is levied on this fee, amounting to Rs 18 to Rs 54.<\/span><\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\"><b>\u00a03. Foreign ATM fee:<\/b><span style=\"font-weight: 400;\"> The bank operating the ATM charges a fee for its usage, usually between 55,000 and 60,000 VND, which translates to approximately INR 200.<\/span><\/span><\/p>\n<p style=\"text-align: justify;\">\n<h2 style=\"text-align: justify;\"><span style=\"color: #000000;\"><b>Where to Change Currency in Vietnam?<\/b><\/span><\/h2>\n<p style=\"text-align: justify;\">\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400; color: #000000;\">While significant currencies like <strong>USD<\/strong> and <strong>EUR<\/strong> are accepted in some tourist areas, exchanging your currency for VND upon arrival\/as necessary in small denominations is advisable. Banks, currency exchange booths, and some hotels offer currency exchange services.<\/span><\/p>\n<p style=\"text-align: justify;\">\n<h3 style=\"text-align: justify;\"><span style=\"color: #000000;\"><b>Banks<\/b><\/span><\/h3>\n<p style=\"text-align: justify;\">\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400; color: #000000;\"><strong>Banks<\/strong> are the most reliable places to exchange money in Vietnam. They offer competitive exchange rates and are widely available in major cities and tourist destinations.<\/span><\/p>\n<p style=\"text-align: justify;\">\n<h3 style=\"text-align: justify;\"><span style=\"color: #000000;\"><b>Currency exchange booths<\/b><\/span><\/h3>\n<p style=\"text-align: justify;\">\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400; color: #000000;\"><strong>Currency exchange booths<\/strong> are another convenient option for exchanging money. They are often located in airports, tourist areas, and shopping centres. However, comparing exchange rates before exchanging money at a currency exchange booth is essential.<\/span><\/p>\n<p style=\"text-align: justify;\">\n<h3 style=\"text-align: justify;\"><span style=\"color: #000000;\"><b>Jewellery stores<\/b><\/span><\/h3>\n<p style=\"text-align: justify;\">\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400; color: #000000;\"><strong>Jewellery stores<\/strong> are a good option for exchanging money in Hanoi&#8217;s Old Quarter and Ho Chi Minh City&#8217;s Ben Thanh Market area. They often offer competitive exchange rates and are less crowded than banks or currency exchange booths.<\/span><\/p>\n<p style=\"text-align: justify;\">\n<h3 style=\"text-align: justify;\"><span style=\"color: #000000;\"><b>Hotels<\/b><\/span><\/h3>\n<p style=\"text-align: justify;\">\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400; color: #000000;\">Many hotels offer currency exchange services, but their rates may not be as competitive as banks or currency exchange booths. It is always a good idea to compare rates before exchanging money at your hotel.<\/span><\/p>\n<p style=\"text-align: justify;\">\n<h2 style=\"text-align: justify;\"><span style=\"color: #000000;\"><b>Tips for changing and using money in Vietnam<\/b><\/span><\/h2>\n<p style=\"text-align: justify;\">\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400; color: #000000;\">Here are some tips for changing and using money in Vietnam:<\/span><\/p>\n<p style=\"text-align: justify;\">\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"color: #000000;\"><b>Use banks or reputable currency exchange booths.<\/b><span style=\"font-weight: 400;\"> Banks are the safest place to exchange money, but currency exchange booths are also widely available and offer competitive rates. Avoid exchanging money on the street or from unauthorized vendors.<\/span><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"color: #000000;\"><b>Carry a mix of small and large denominations.<\/b><span style=\"font-weight: 400;\"> The Vietnamese \u0111\u1ed3ng (VND) comes in denominations from 1,000 to 500,000 VND. Combining small and large denominations is good to avoid breaking large bills.<\/span><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"color: #000000;\"><b>Be aware of scammers.<\/b><span style=\"font-weight: 400;\"> When travelling in Vietnam, be cautious of scammers who may offer to help you exchange money or make unsolicited offers.<\/span><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"color: #000000;\"><b>Know the exchange rate.<\/b><span style=\"font-weight: 400;\"> The exchange rate fluctuates, so knowing the current rate before you travel is a good idea. This will help you make informed decisions when exchanging money and spending money.<\/span><\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400; color: #000000;\">By following these tips, you can ensure financial safety in Vietnam.<\/span><\/p>\n<p style=\"text-align: justify;\">\n<h2 style=\"text-align: justify;\"><span style=\"color: #000000;\"><b>Conclusion<\/b><\/span><\/h2>\n<p style=\"text-align: justify;\">\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400; color: #000000;\">When embarking on a journey from India to Vietnam, managing your finances wisely is crucial for ensuring a smooth and enjoyable travel experience. We have seen so many tips in this article. By following these tips and making informed decisions, you can effectively manage your finances and make the most of your Vietnamese adventure. Remember, thoughtful financial planning is integral to a fulfilling and enjoyable travel experience.<\/span><\/p>\n<p style=\"text-align: justify;\">\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400; color: #000000;\">If you&#8217;re looking for a reliable Forex\/Travel Card on your trip to Vietnam, Unimoni&#8217;s card is the optimal choice. While your Unimoni<strong><span style=\"color: #0000ff;\"> <a style=\"color: #0000ff;\" href=\"https:\/\/unimoni.in\/travel-card.php\">Forex\/Travel Card<\/a><\/span><\/strong> should be sufficient for most transactions, carrying some cash as a backup is always a good idea.<\/span><\/p>\n<p style=\"text-align: justify;\">\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400; color: #000000;\">For more details and support, please reach us at <\/span><strong><span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/unimoni.in\/contact.php\">https:\/\/unimoni.in\/contact.php<\/a>.<\/span><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Vietnam, a land steeped in ancient history and adorned with breathtaking natural beauty, beckons travellers from across the globe to embark on an unforgettable adventure. From the emerald rice paddies of the north to the sun-kissed south beaches, Vietnam offers a captivating tapestry of experiences that will forever etch themselves in your memory. As you&#8230;<\/p>\n","protected":false},"author":3,"featured_media":17563,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[41,47,44,43],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v16.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How do you Carry Currency when Travelling to Vietnam?<\/title>\n<meta name=\"description\" content=\"Discover smart ways to carry currency when traveling to Vietnam. 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