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Gold Loans

Funds to fulfill your
immediate needs

I would like to apply for Unimoni Gold Loan

I authorize Unimoni to contact me to explain the features of the product and other offers.

Gold Loans

Funds to fulfill your immediate needs

I would like to apply for Unimoni Gold Loan

I authorize Unimoni to contact me to explain the features of the product and other offers.

Product Details

Unimoni Financial Services Limited (formerly UAE Exchange & Financial Services Ltd.), has been a trusted partner for over 2.5 million customers in India. Our expertise has been honed over 3 decades with a commitment to enable our customers to realise their goals.

Unimoni Gold Loans can be used for

  • Working Capital
  • Business Expansion
  • Asset Acquisition
  • Debt Consolidation
  • Medical Emergency
  • Education
  • Personal Loan
  • Over Draft

Unimoni Gold Loan Features

Quick Processing: A gold loan at Unimoni is sanctioned in just a few minutes with minimal documents and accurate in-house evaluation of your Gold. You can take a loan from Rs 5000 to Rs. 10 Lakhs, against your gold jewellery.

Easy Documentation: Availing a Gold Loan with Unimoni is simple. The only documents you will need for a Gold Loan are your ID Proof and your Address Proof.

Unique Triple-Layered Security: We at Unimoni understand that your gold is worth much more to you than its monetary value. That’s why we make every effort to ensure that your gold is handled with utmost care and is highly secured. After the valuation of your Gold in your presence, it is carefully sealed and securely kept in our unique triple-layered strong rooms. You can be assured that your gold will be returned to you in the same condition as you had left it with us.

Variety of Schemes: Unimoni offers a wide range of flexible payment options from monthly EMI schemes to daily repayment options to a part payment-partial release option. You can choose a scheme that works best for you.

Competitive Rates: Unimoni offers the best rates per gram, attractive interest rates and charges. No pre-payment or foreclosure charges.

NEFT & RTGS Facility: We at Unimoni understand that your time is precious. That’s why we offer the facility to make your repayments without having to visit our branches. You can use the online mode of payment via bank NEFT and RTGS.

Gold Loan Calculator

Maximum Eligible Loan Amount:

*The amount may vary depending on the type of ornament and its purity, as well as on the Gold Loan scheme selected by the customer.

FAQs

Once you submit your application form and the supporting documents, we shall provide you the loan amount in 10-20 mins subject to loan amount & purity/ornament type.

You may either pay interest + principal or only the interest as per the selected scheme via any mode of payment like Cash, NEFT, RTGS, CHEQUE, DD (Payment subject to realisation for DD and Cheque).

Our loans start from an interest rate of 12% up to 24% based on the selected scheme.

It varies from 6 months to 36 months.

Yes. Every branch is equipped with fully secured lockers along with 1-2 security guards. Moreover, we have CCTV cameras for 24/7 surveillance.

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    More than 2.5 million happy customers