Mr. Ramachandra Mallya

Managing Director & CEO

Ramachandra Mallya is the Managing Director and Chief Executive Officer of Unimoni India. With over 22 years of extensive experience, Ram has been instrumental in leading businesses, spearheading finance function, management reporting, business & strategic planning across banks and Non-banking Finance companies (NBFCs).

Prior to joining Unimoni, Ram was COO & CFO at RattanIndia Finance overseeing Planning, Treasury and Operations and played a major role in setting up the company as a full scale NBFC across Retail and Wholesale lending.
Earlier, at Tata Capital Limited, Ram joined as CFO of Retail Business and later became the Head for Consumer Finance division. In his 7-year stint with the company, Ram led a division of over 2000 people across sales, credit, collection, and operations in achieving annual financial targets and long-term objectives. Under his guidance, the business turned profitable and reached an AUM of nearly $2 billion.

Ram spent a good part of his early career with Citi group where he served in multiple roles as Head of Finance (Consumer division), Business Planning & Analysis Head for Domestic Retail Banking.

In his professional journey, Ram has also held various key finance roles in reputed institutions such as ING Vyasa Bank Limited, Standard Chartered and Walt Disney. At ING Vyasa, he worked as Financial Controller.
Ram is a Commerce graduate from Madras University and has also qualified CA from Institute of Chartered Accountants of India in 1994 and CWA from Institute of Cost & Works Accountants of India in 1994.