Home > Secured Business Loans

Secured Business Loans

Accomplish your
Business ambitions

I would like to apply for Unimoni Secured Business loan

I authorize Unimoni to contact me to explain the features of the product and other offers.

Secured Business Loans

Accomplish your Business ambitions

I would like to apply for Unimoni Secured Business loan

I authorize Unimoni to contact me to explain the features of the product and other offers.

Product Details

Unimoni Financial Services Limited (formerly UAE Exchange & Financial Services Ltd.), has been a trusted partner for over 2.5 million customers in India. Our expertise has been honed over 3 decades with a commitment to enable our customers to realize their goals.

Unimoni Secured Business Loans can be used for:

1) Business Expansion: Whether you are looking to expand your business through new products or services, reach untapped markets, or gain an edge over the competition, or keep up with changes in your industry, Unimoni Secured Business Loans make smart business sense.

2) Working Capital: Working Capital is what can take a business to success. You need daily cash-flow to meet input charges, pay employee salaries and other everyday costs. Unimoni Secured Business Loans enable you to overcome payment gaps and other business hurdles.

3) Asset Acquisition: Don’t miss out on rare growth opportunities for your organisation. With Unimoni Secured Business Loans, you can buy tangible or intangible assets like new equipment, upgrade machinery, build inventories, enhance fixtures or customer lists and file patents which will help your business scale new heights.

4) Debt Consolidation: Now get rid of all your debts with the help of Unimoni Secured Business Loans which provide instant debt consolidation at competitive interest rates.

Features of Unimoni Secured Business Loans:

Quick Processing: Hassle-free document submission and procedures for instant results. You just have to fill up an application with an identity proof as prescribed under applicable regulations with almost negligible paperwork. You can also get your funds through online credit.

Higher Loans: Depending on your eligibility and credit score, you can avail of a higher loan.

Door-step Service: We value our relationship with our customers and that is why we deliver our expertise at your doorstep. We are just a call away.

Flexible Policies: Specially for your convenience, we offer repayment options with flexible tenures. You can choose a scheme on the basis of the nature of your business and cash flows.

Lower Interest Rates: We offer competitive interest rates. Charges for Working Capital Loans are nominal.

NEFT & RTGS Facility: We understand that your time is precious. That’s why we offer the facility to make your repayments without having to visit our branches. You can use the online mode of payment via bank NEFT and RTGS.

  • Salaried, Self-Employed Professionals and Self-Employed Non-Professionals
  • Sole Proprietors, Partnership Firms, Limited Liability Partnerships, Private Limited Companies and closely held Limited companies. Other company types depending on their profile, on a case to case basis.
  • Minimum age requirement is 25 years at the time of taking the loan and maximum 70 years or retirement at the time of maturity
  • Minimum 1 year in a business in the industry
  • Good Credit Rating Score
  • Identity Proof  – Driving License / PAN Card / Passport / Voters ID card
  • Address Proof – Passport / Electricity bill / Aadhar Card / Driving License / Bank Statement
  • Income Documents – Latest ITR / 6 months bank statement
  • Property Documents – Original Sale deed
  • Other Documents – You may need to submit other relevant financial documents at the time of document verification. You will be informed of these as and when required.

Loan Calculator


Loan Amount:

These calculators are provided for general self-help planning tool, results depend on several factors including the assumptions you provide. We do not guarantee any accuracy or applicability to your circumstances. Loan disbursal shall be at sole discretion of Unimoni, subject to documentation and verification, to the satisfaction of the company


Secured Business Loans are a funding instrument taken by borrowers to enhance a business, secured by a property or assets as collateral.

A secured business loan may be availed from Rs. 1 lakhs up to Rs. 50 lakhs.

The secured business loan tenure can range upto 15 years.

  • Working Capital
  • Asset Acquisition
  • Business Expansion
  • Debt consolidation

Residential & commercial properties are accepted as collateral

Branch Locator

    More than 2.5 million happy customers