In certain countries, the acquiring banks may choose to activate the feature of “Dynamic Currency Conversion” on their ATMs and POS machine network.  As per this facility, the ATM / POS machine identifies the Unimoni Multi Currency Card as a card issued from a foreign country and prompts the customer to transact in their “home currency” (in the case of Indians, this would be INR).  If a customer selects the “home currency/ INR” option, the transaction will be blocked.  Dynamic Currency Conversion in INR is not permitted in the Unimoni Multi Currency Card.