The safe, smart, reliable mobile payment App
Tired of time-consuming and exhausting queues to make utility bill payments? Worried about carrying cash and having enough change to pay at shops and establishments? Make life easy for yourself with Unimoni Wallet.
Its smarter payments options through Mobile App will make mobile recharge, utility bill payment, money transfer, and payment of school fees etc. very simple.
Download the app on your mobile phone from the relevant app store and you will discover that its convenience is just what you need to keep it all together.
Unimoni Wallet offers the highest levels of simplicity and security. It offers the most reliable security of your personalised OTP. With every payment feature tested and backed by world-class technology
With Unimoni Wallet on your mobile phone you can-
- Load Money to your account
- Make a Wallet to Wallet transfer
- Make a Merchant Payment at any Shop
- Make QR code Based Payments
- Pay for Mobile & DTH recharge
- Pay Postpaid & Land phone bills
- Pay Gas, Electricity & Water bills
- Make Instant money transfers to any bank account in India in association with NPCI
- Buy Health Plans of Indian Health Organization (IHO)
Unimoni Wallet is a virtual pre-paid account in which a customer can load money and make
payments through their mobile phone. Unimoni Wallet has a host of payment services like Wallet to
Wallet transfer, Direct Account Transfer, Various Bill Payments and Recharge services.
There are no charges for registration.
Unimoni Wallet can be used for Instant Money Transfers, Mobile Recharge, DTH Recharge, Electricity
Bill Payments, Gas Bill Payments, Merchant Payments and many more.
Multiple layers of security are implemented to protect the Unimoni Wallet from any unauthorized access. Any unauthorized request is rejected at the very first security layer itself and there is no possibility that an account can be hacked. All transactions outside limits are secured using an OTP which is only sent to the registered user
Users can have only one account for a unique mobile number. This means that person with multiple
mobile numbers can have different accounts.
Unimoni Wallet is an Android/iOS based app. You can download it on any Android/Apple phone. You must have a3G internet connection to use the app.
In case your mobile device is lost, we request you to secure your account by calling on our helpline
There are two types of Registrations in Unimoni Wallet.
a. Valued Customer (Non-KYC):
The Registration process for Non KYC customer requires Mobile Number, Name, Date of Birth, and Postal Code. Download Unimoni Wallet from Play Store (Android) or App Store (Iphone) and install on your mobile device. You must provide a minimum KYC, i.e. Name and details of one of your IDs
b. Privileged Customer (KYC):
Customers can register and complete KYC using Aadhaar card or PAN through the Unimoni Wallet App. The user will have to enter their Name and ID. Online Aadhaar Verification is also provided in the mobile app and customers can get authenticated instantly. Registration and KYC documentation facility are also available at all Unimoni Branches and Authorised Agent Locations.
Unimoni Wallet can be reloaded from the Mobile App using Payment Gateway through Net Banking,
Credit Card, Debit Card and UPI. Customers can also walk in to any of the branches or Agent outlets
to reload their Unimoni account.
In the Menu page of Wallet App, use the option “View Balance”. Epassbook link is also available to check the transaction history, rate the service and provide feedback
No, only KYC authorised customers are allowed to use the money transfer services. Non-KYC customers can use all other services except money transfer.
KYC customers can keep up to Rs. 1 lakh in their wallet and Non-KYC customers can keep up to Rs. 10,000 in their wallet.
Yes, you can transfer funds instantly to registered beneficiary along with non-registered beneficiary. You can transfer upto Rs 1 lakh if your KYC is completed and upto Rs 10,000 per month if KYC is not completed
No. We respect your privacy and hence your data will not be shared with anybody. It is secure with us.
(Note: Unimoni wallet was previously known as Xpay)