Gold Loan in B.C Road

Being informed is essential when pledging your gold for a loan. Here's what you need to keep in mind:

• Loan Amount & LTV Ratio

  The loan value depends on the purity, weight, and market price of your gold. As per RBI guidelines, up to 75% of the value can be offered as a loan. At Unimoni B C Road, we ensure a precise and fair evaluation using certified karat meters and real-time pricing.

• Flexible Repayment Choices

  Your financial routine is unique, so your repayment plan should be, too. Unimoni B C Road offers:

  • EMI-based repayments
  • Interest-only payments
  • Bullet repayment at maturity

  Choose a plan that best fits your cash flow.

• Top-Notch Security for Your Gold

  Your gold is precious, and we treat it with the utmost care and respect. Our facility at B C Road features:

  • Fire-resistant, fully insured vaults
  • Tamper-proof storage packets
  • 24x7 CCTV surveillance

  You can rest assured your gold is protected throughout the loan period.

• Understand Total Loan Cost

  It's essential to look beyond the interest rate and consider:

  • Processing fees
  • Prepayment charges
  • Renewal fees
  • Penalties for late payments

  Unimoni B C Road ensures complete transparency in all charges—no hidden costs.

Why Unimoni B C Road is Your Best Choice for a Gold Loan

Here's why so many borrowers trust our branch in BC Road:

• Quick Disbursal – Funds in 30 Minutes

  Emergencies can't wait. Our quick evaluation and approval process ensures you walk out with funds within 30 minutes.

• Minimal Documentation – Just a PAN Card

  We've made the process as simple as possible. In most cases, your PAN card is all that's required to get started.

• Precise Valuation – Maximum Eligibility

  We use advanced karat meters to measure gold purity and link it to real-time market rates. This ensures you get the best loan amount possible.

• Tailored Repayment Options

  Pick what suits you—monthly EMIs, interest-only payments, or lump sum bullet repayment. Unimoni B C Road offers you complete flexibility tailored to your income and convenience.

• Low Interest Rates – No Surprises

  We offer competitive interest rates with no hidden charges. Everything is laid out clearly at the start.

• Secured Vaults – Maximum Protection

  Your gold is stored in highly secure vaults that are constantly monitored. It remains safe and insured until you repay your loan.

• Friendly Customer Support

  Our staff at BC. The road is well-trained and customer-focused. From explaining loan terms to guiding you through repayments, we're with you every step of the way.

Documents Needed for a Gold Loan at Unimoni B C Road

We value your time and offer a simple documentation process. For most loans, you only need:

• PAN Card (Mandatory for identity and compliance)

Additional documents may not be required, as per regulatory norms- the process remains swift and hassle-free.

Seamless Disbursal – No Delays, No Complications

At Unimoni B C Road, speed and reliability are priorities. Once your gold is valued and the loan is approved, the amount is disbursed quickly via:

• Bank transfers via IMPS or NEFT

We ensure your financial needs are met promptly and securely.