Gold Loan in Coimbatore

Choosing a gold loan can be a wise decision, but it's essential to understand key aspects to get the best benefits and protect your valuable asset.

• Accurate Gold Valuation and LTV Explained

  The loan amount depends on the purity and weight of your gold as well as the current gold rate. As per RBI guidelines, lenders can offer up to 75% of the gold's value as a loan. At Unimoni Coimbatore – Sathi Road, Prozone Mall, we utilize calibrated karat meters and real-time pricing to ensure your gold is accurately evaluated and you receive the highest eligible amount.

• Choose the Repayment Option That Fits You

  Gold loan repayment doesn't have to be rigid. We offer:

  • Monthly EMIs – suitable for salaried customers
  • Interest-only payments – great for reducing monthly outflow
  • Bullet repayment – pay everything at once at the end of the loan tenure

  Our team helps you select the most suitable plan based on your financial goals and income flow.

• Security of Your Gold Is Our Priority

  Entrusting someone with your gold is a big step. At Unimoni , we respect that trust with:

  • Insured and fireproof vaults
  • 24/7 monitored storage
  • Sealed packets with proper documentation

  Your gold stays safe with us until it's time to return it.

• Understand the Complete Loan Cost

  Interest rates are important, but there's more to a gold loan than the headline rate. Make sure to check:

  • Processing and administrative fees
  • Renewal or extension costs
  • Foreclosure and prepayment penalties
  • Charges for delayed payments

  Unimoni follows clear and transparent pricing, so you'll never be surprised by hidden fees.

Why Choose Unimoni at Coimbatore – Sathi Road Prozone Mall?

Unimoni is a trusted brand in financial services across India. At our Coimbatore – Sathi Road Prozone Mall branch, we offer specialized services to make gold loans easy, fast, and reliable.

• Instant Loan Disbursal in 30 Minutes

  We know time matters. From evaluation to loan approval and disbursal, we complete the process in as little as 30 minutes, allowing you to move forward without delay.

• Minimal Documentation – Just Your PAN Card

  Forget paperwork hassles. You only need a valid PAN card to apply for a gold loan at our Coimbatore branch. Our process is designed for speed and simplicity.

• Transparent Gold Assessment

  Your gold is evaluated using precision tools and current market rates. We ensure maximum loan eligibility under RBI's 75% LTV rule—no undervaluation, no guesswork.

• Repayment That Works for You

  Choose how you want to repay:

  • Regular EMIs
  • Pay interest monthly and principal later
  • One-time bullet repayment

  This flexibility ensures that your loan experience remains stress-free.

• High-Security Storage

  Your gold is safeguarded in vault-grade facilities with complete surveillance. Every item is sealed and tagged, so it's returned to you in the same condition.

• Personalized Customer Service

  At Unimoni Coimbatore – Sathi Road Prozone Mall, we pride ourselves on our dedicated team. They offer personalized attention, making your gold loan journey smooth and supportive at every step.

Documents Needed for Your Gold Loan

Getting started is simple. All you need is:

• PAN Card – for identification and compliance

If higher amounts are requested, we may require additional documentation; however, the application process remains fast and easy.

Seamless Fund Transfer – Your Loan in Minutes

Once your loan is approved, we transfer the funds directly into your bank account using secure digital channels, such as NEFT or IMPS. The entire process is designed for your convenience—no cash handling, no waiting.