Send money abroad refers to transferring money from your account in one country to another account in a different country. People may do this for various reasons, such as helping family members with living expenses, education, healthcare, or other needs. Migrant workers often use this service to support their families back home. Companies may also make international payments for expenses like imports, supplier contracts, or employee salaries. Investors may send money abroad to invest in foreign stocks, bonds, or real estate.

There are many reasons why people may need to send money abroad, and the specific purpose will vary depending on individual circumstances. However, it's important to note that sending money abroad from Jaipur can involve fees and exchange rate fluctuations. Therefore, comparing different options before transferring money ensures you get the best deal.

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    Eligibility for Sending and Receiving Money Abroad from Jaipur,India under RBI Guidelines

    The RBI regulates foreign exchange transactions in India, including sending and receiving money abroad. The permissible purposes for sending money abroad under LRS include education, medical treatment, travel, close relatives' maintenance, gift remittances, investments abroad, and emigrating/immigration.


    Indian citizens with Resident Individual (RI) accounts can send money abroad for permitted purposes within the Liberalised Remittance Scheme (LRS) limits. These limits currently stand at USD 250,000 per financial year (April-March).


    Generally, any individual overseas with a valid bank account can receive money from India. Some restrictions apply based on specific countries or sanctions.

    Blood relation is not the primary factor for sending money abroad under RBI guidelines. However, it can play a role in two specific circumstances:


    1. Maintenance of Close Relatives Abroad:

    Jaipur residents can send money abroad to close relatives under the Liberalised Remittance Scheme (LRS). While "close relatives" aren't explicitly defined by blood relation, RBI circulars generally categorize them as Spouse, Parents, Grandparents, Children, Grandchildren, siblings, aunts and uncles, nieces, and nephews.

    However, exceptions and special situations might be considered on a case-by-case basis. So, suppose the recipient isn't your immediate blood relative but still falls under the "close relative" category due to dependency or other compelling reasons. In that case, you can approach your bank with supporting documentation for clarification.

    2. Inheritance Funds:

    If you're receiving money abroad from a deceased relative in India, blood relation becomes relevant for tax purposes. Inherited funds from blood relatives like parents, children, or siblings might be exempt from income tax in India, depending on specific conditions. However, for non-blood relatives, an inheritance tax might apply.

    Understanding that blood relation is just one factor considered in such scenarios is crucial. The RBI primarily focuses on the purpose of the transfer and the source of funds. Regarding sending and receiving money abroad, eligibility is based on adhering to the permitted purposes under LRS (such as education, medical treatment, travel, etc.) and ensuring legitimate sources of funds (such as salary, gifts, etc.).

    How to Send Money Abroad through Unimoni

    1.Visit any Unimoni Branch.

    To transfer funds directly to a beneficiary's bank account overseas, you can visit your nearest Unimoni branch in Jaipur with all the necessary documents. These documents include your Aadhar card, PAN card, passport/visa and the beneficiary's account details. You will be required to provide the necessary documents, including beneficiary details, the purpose of the transfer, and proof of identity. You can pay in cash or transfer the amount to the service provider's account. Once the transaction is complete, you will receive a receipt containing all the transaction details.

    2. Remitforex website

    Unimoni offers several convenient ways to send money abroad, depending on your preference and situation. The Remitforex platform allows you to send money to over 200 countries in 21 currencies. You can gather information about sending money abroad and know the more favourable exchange rates. 

    3. Unimoni India App

    Unimoni India is a money transfer service provider that offers an app for sending money abroad from India. To get started, register on the app and submit a query. Our Unimoni staff will be available to guide you through the entire process. Kindly follow the instructions carefully to ensure a seamless transaction.

    Unimoni is the Best!

    Unimoni Financial Services is an excellent option to send money abroad from Jaipur. Their exchange rates are generally reasonable, comparable to online-only transfer services and sometimes even better than traditional banks. You can monitor your transfer's progress and fees in real-time, ensuring that you are informed every step of the way. Unimoni's vast network in Jaipur, multilingual support, and availability through online platforms and physical branches make their services convenient and accessible.

    Unimoni Financial Services Limited
    Saini Coloney,
    Showroom no: 4 Shalimar Complex,
    MI Road, Church Rd,
    Jaipur, Rajasthan 302001

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