International Money Transfer in Easier Ways with Unimoni
Transmitting funds overseas may seem daunting, but Unimoni makes it easy and stress-free for customers in Ratnagiri. As a leading financial services institution, we have simplified the channel to send money abroad. We do so by ensuring that the communication exchanged between sender and receiver is secure.
Unimoni offers time-tested and quick cashing-out features for online payments. Additionally, you can make an overseas money transfer to over 100 countries around the world. Whether it is a payment for advanced education, medical bills, investments in property and securities, charities, or traveling - Unimoni will provide you with all the necessary tools.
We introduce tailor-made services for salary remittance, periodic transfers, investments abroad, and trade-related payments. Our professional relationship managers will guide you through the documents, transfer modes, and management of exchange rate risks. Additionally, they will provide you with the most suitable forex solution.
Why Unimoni is the Best Option to Send Money Abroad From Ratnagiri?
There are many reasons why people should choose Unimoni over banks and other forex companies for an international money transfer.
- Competitive Exchange Rates: We have the most competitive foreign currency exchange rate for your outward remittance. This means you get the highest value when your funds reach the intended party abroad. It could result in substantial long-term savings for such deals.
- Higher Transfer Limits: Unimoni allows higher transaction limits on its outward remittance from Ratnagiri as per the RBI regulations and compliance policies. This avoids the traditional channels of international transfers which would normally charge higher fees for transferring bigger amounts.
- Faster Processing: Our processes are quick through our reliable networks and systems. You can quickly send and receive funds abroad in a fraction of the time even for urgent requirements.
- Personalized Guidance: Our experienced relationship experts provide back-to-back solutions from explaining rules and regulations, to paperwork-related concerns. Additionally, they tender help with exchange rate risk mitigations and customized forex solutions according to your needs.
International Money Transfer From Ratnagiri With Unimoni: How to Do It?
The process of overseas remittance with Unimoni is straightforward:
- Step 1: Go to the Nearest Unimoni Branch
Unimoni has an extensive network all over India. We extend service across 300+ branches and 15000+ agent locations. To find the nearest Unimoni branch, use the branch locator. You just have to enter the state name, and you will get the nearest branch.
- Step 2: Submit the Necessary Documents
You must keep all the relevant documents to initiate a seamless international money transfer.
- PAN Card
- ID Proof (Aadhaar Card/Passport/Driver's license)
- Bank details of the beneficiary
- Step 3: Pay the amount and the transaction fee During your first international money transfer, Unimoni need to verify your KYC details. KYC is a mandatory regulation that helps prevent fraud and money laundering. Unimoni makes the KYC process straightforward. After the transaction fees are received, the recipient will get the amount within 2 working days.
Complying With RBI Regulations
As a trusted international money transfer service from Ratnagiri, Unimoni strictly follows all the laws issued by RBI about outward remittances. This guarantees adherence to regulations and safe transactions.
Some Key RBI Rules We Follow:
- Document customer identity in conjunction with transactional circumstances through legally required papers.
- Make FX transactions of up to $250,000 annually possible under the LRS scheme.
- Monitor money remitted for financial and law enforcement authorities’ usage.
- Allow overseas money transfers for purposes that are deemed appropriate like education, travel, health care, family members, and others.
- Follow the transfer restrictions as needed.
- Report suspected outbound remittance activities with potential illegal aspects to the concerned authorities.
Our advisors will inform you of the systematic requirements and procedures to follow to make your remittances an RBI-approved process.
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FAQ
You need to provide valid IDs, overseas beneficiary details, and fund specifics. Our specialists will guide you through your unique paperwork needs for fast and hassle-free overseas payments.
Of course! Connect your bank account and send a fund transfer request. We will remit the money abroad securely into the recipient's account.
Transfers below 7 lakhs INR yearly are exempted from domestic income tax. Applicable taxes are conveyed for amounts exceeding this limit.
There's no ceiling on money received by Indian citizens from overseas sources like the United States annually.
Yes! Here at Unimoni, outbound remittances are our specialty. We provide a convenient international money transfer to meet your needs.
Our forex conversion rates along with nominal fees ensure overseas transfers incur minimum charges. We recommend you choose the direct bank transfer option to get the best value.
You will find many options for an overseas money transfer. However, Unimoni is an ideal choice as it has streamlined processes, transparent pricing, and timely assistance. Customers rate us as one of the top forex companies for international remittances.
We facilitate secure overseas transfers via multiple modes - draft, wire transfer, or cash pickup. Our experts will advise the right option to dispatch money abroad as per your needs.
Under the LRS guidelines, you can send up to $250,000 each year for approved reasons. Higher limits apply for cases like medical or educational needs.
Bank-to-bank wire transfers let us provide the best forex deal for your money. Minimum conversion charges equate to maximizing value for the recipient.
