Buy Currency

Are you planning an international trip from Mumbai? Or you're sending money abroad? Whatever the reason, exchanging your rupees for foreign currency is crucial. Unimoni, a trusted travel and foreign exchange name, can simplify this process.

Why Indians Buy Currency?:

There are many reasons why Indians might need to buy foreign currency:

  • Travelling Abroad:Whether for business, leisure, or education, having the local currency on hand makes your trip smoother.
  • Sending money Abroad: Do you need to send money to family or friends living overseas? Foreign currency exchange facilitates this process.
  • Business Transactions:Importing or exporting goods often involves foreign currency exchange.

Documents needed

Here's what you'll need to bring with you:

If you are an Indian resident and have been in India for over 182 days, you must submit the folldocuments. owing

  • For foreign currency purchases (cash) up to USD 1,000 equivalent (any currency), submit an Aadhaar card/driving license/passport.
  • For purchases above USD 5,000, you must provide bank account details, such as a passbook copy, statement, or cancelled cheque, with updated information in the CRM system.

NRI (staying in India for less than 182 days):

Foreign currency purchase (cash): You can buy up to USD 3,000 worth of any currency.

  • For purchases above USD 5,000, you must provide your bank account details (similar to Indian residents), passport, and visa.
  • You must also show proof of your arrival and departure from India, including documents indicating a gap of at least 182 days spent outside India; otherwise, NRI status may not apply.
  • Last arrival seal


  • Passport
  • Visa
  • Last arrival seal

You are done!

Things to Consider When Buying Currency

  • Exchange Rates: Exchange rates fluctuate, so shop for the best rates. Unimoni's website offers competitive rates and live updates.
  • Denomination: A mix of large and small denominations is ideal for different situations.
  • Travel Insurance: Consider travel insurance to protect your foreign currency in case of loss or theft.

Unimoni: A One-Stop Solution for All Your Currency Exchange Needs

Unimoni caters to both Indian residents and foreign visitors in Mumbai. They offer:

  • Convenience:Buy currency online for pick-up at a branch or deliver it to your doorstep.
  • Wide Range of Currencies: They stock most major foreign currencies.
  • Expert Advice:Get assistance from their knowledgeable staff to ensure a smooth transaction.

Ready to Take the Next Step?

Visit your nearest Unimoni branch in Mumbai or their user-friendly website to initiate your currency exchange. With Unimoni, you can start your international journey with confidence!


While there are various reasons, travel is the primary reason people buy foreign currency in Mumbai. This ensures you have cash for initial expenses upon arrival, like taxis, meals, or public transport, before setting up alternative payment methods.

Business travellers or attending conferences abroad may need foreign currency for incidental costs in Mumbai. Students studying overseas and needing cash for living expenses or tuition fees might also buy foreign currency. Other reasons include sending money as gifts or remittances to family or friends overseas or, less commonly, as part of an investment strategy.

It's generally recommended to avoid exchanging currency at airports and hotels in Mumbai due to their typically less favourable exchange rates and potential transaction fees. These rates are often worse than the mid-market rate, the standard at which currencies are traded.

As a resident of Mumbai (staying in India for over 182 days), you'll need proof of address (Aadhaar card/driving license/Passport) to buy foreign currency in cash. There are limitations on amounts: up to USD 1,000 equivalent (any currency) without additional documents and above USD 5,000 requiring bank account details.

Yes, Mumbai offers convenient online currency exchange platforms. Unimoni's "Remit Forex" allows you to purchase the currency you need at competitive rates from the comfort of your home.

Unimoni offers competitive exchange rates, fast service, and a secure environment for your currency exchange in Mumbai. They also provide a convenient online platform, eliminating the need to visit a physical location.

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