If you are living abroad and someone in India—your family —wants to send you money or you want money for emergency needs, don’t worry. It is not complicated at all. Just ask them to visit the nearest Unimoni branch, and everything else will be taken care of with full support from our side.
Unimoni is here to make international money transfers safe, legal, and smooth. The best part? Our branch team will walk the sender through every step – no confusion, no worries.
There are two common ways your loved ones in India can send money to you:
Sending Money as a Gift (SWIFT Transfer under RBI LRS)
If they want to send you money as a gift (not for business or salary), they can simply visit a Unimoni branch and request a SWIFT transfer. This is done under India’s Liberalised Remittance Scheme through RBI intermediaries partnered with Unimoni.
What Your Sender Needs to Know
- Limit: Can send up to USD 250,000 in a financial year
- Method: Funds go directly to your bank account abroad through SWIFT
Documents the Sender Must Carry
- PAN Card (mandatory)
- Aadhaar / Voter ID / Passport – any one for KYC
What You (Receiver) Need to Share with the Sender
Make sure your sender brings the correct bank details. Share:
- Your Full Name (as per bank records)
- Your Bank Account Number
- Name of the Bank
- Bank Branch Address
- SWIFT / BIC Code (ask your bank if unsure)
- IBAN (if required in your country)
Load Funds to Your Unimoni Prepaid Card
If you already have a Unimoni Prepaid Card, you can get money loaded onto it from India. Your sender just needs to go to a Unimoni branch with the required documents.
It is a quick and easy method for frequent or smaller value transfers.
Documents Required from the Sender
Unimoni Forms:
- Duly filled A2 Form (available at the branch)
- Card Loading Form (provided by Unimoni)
Sender’s Personal Documents
- PAN Card
- Aadhaar Card
You Need to Share
- Your Unimoni Prepaid Card Number
- Your Full Name
Why Should Your Sender Visit Unimoni Branch?
- Human Support: The branch staff will sit with your sender and explain the entire process
- 100% Secure: Every transaction follows RBI rules and goes through licensed banks
- Full Clarity: You will get to know the exchange rate, charges, and even TCS rules
- One-Stop Service: Whether it’s a bank transfer or prepaid card load – all done under one roof.
Need Help?
Toll-Free (India): 1800 102 0555
WhatsApp (International calls): 92073 37722
