Unimoni India is a licensed NBFC and AD II category holder authorized by RBI to provide various financial services such as international remittance, domestic money transfer, foreign exchange, payment solutions, and more. With a network of over 300 branches and 15000+ agents in India, Unimoni caters to the needs of individuals and businesses and offers its services in more than 160 countries worldwide.
Unimoni Financial Service Ltd. is committed to providing safe, secure, and reliable financial services and excellent customer service. Its services are accessible to anyone, especially migrant workers and expatriates who need to transfer money across borders, through a vast network of agents, partners, and digital platforms.
All these services are just a click away!
Download Unimoni India Customer App from the Google Play store: https://play.google.com/store/apps/details?id=com.unimoni.customer
Select Wallets & Payments from the appearing screen.
Unimoni Wallet & More:
Under “Wallet & Payments“, you will get services like Instant Money Transfers, Mobile Recharge, DTH Recharge, Electricity Bill Payments, Gas Bill Payments, Merchant Payments, and many more.
Enjoy complete hassle-free services at home!
Why Prepaid Wallets?
In today’s world of digital payments, our savings accounts are often linked to multiple payment apps, leaving us susceptible to phishing and scamming attempts via emails and messages. Keeping a limited amount in a PPI wallet is recommended to minimize risks, similar to how we carry cash in our physical wallets. PPI mobile wallets can be used for small-value merchant and household payments, such as recharges and utility bills, reducing the exposure of our primary savings account to online scammers who target account hacking.
To better understand Prepaid Wallets and their uses, let’s take a closer look. PPI (Prepaid Payment Instruments) operate like savings accounts and are regulated by the RBI. With a PPI wallet, paying for products and services, transferring money to family and friends, and even sending remittances are easy. Thanks to new regulations, PPI wallets can now be integrated into the UPI ecosystem for added convenience. Unimoni Wallet is among the first wallets in India to be enabled as a PPI.
What are the types of wallets offered in Unimoni Wallet?
1. Small PPI or Minimum KYC Wallet
To become a wallet customer, download the App from the Play Store or iOS and follow these steps to enrol:
- Download the customer app
- Update Mobile Number and generate OTP
- Update minimum customer details(Name , Pin code, gender)
- Open wallet option in mobile App
- Update the ID number and email id
Key benefits of Min KYC Wallet
- Instant and simple to open wallet
- Only OTP registration is required
- Perform any online transaction upto Rs. 10000 (except cash transfer)
2. Full KYC Wallet
To create a full KYC wallet, a customer can visit a Unimoni branch and complete the KYC process by submitting their original PAN card, address proof, a photo, and the KYC form. Alternatively, the customer can choose to complete a video KYC from the comfort of their home.
Key benefits of a full KYC wallet
- Load cash- customers can load up to Rs. 50000 by cash at the unimoni branch.
- You can also load wallets through debit cards, credit cards or online bank transfers up to @ Lakh.
Key Services offered
- Domestic money transfer service (DMTS)
You can send up to Rs. 2 lakh from a single customer to any bank account or PPI wallet within India.
- Utility Bill payments (BBPS)
Customers can conveniently pay their bills for utilities such as water, electricity, gas, fast tag, telephone post-paid bills, and more.
- Mobile and DTH recharge
We offer prepaid mobile and DTH recharge services for all service providers.
- Merchant payments
You can make payments online, offline, by scanning, and through Upi.
Why choose us?
- Hassle-free merchant payments (online and offline)
- Easy payouts to beneficiaries
- Easy float management
- Mobile customer registration
Key features
- Promotions and loyalty management.
- Zero convenience fee
- Intuitive dashboard and default reports
- Full-fledged fraud and AML monitoring tools
- Analytics through integrated modules
Protecting you and your money
Safeguarded with the leading banks & Data protection
Your money is kept safe with trusted financial institutions. Our top priority is to protect and safeguard your money. At Unimoni, we value the safety and security of your data. Digital wallets utilize encryption technology to protect your financial information during every purchase. This technology scrambles your data, making it difficult for hackers to access.
Extra secure transactions
To ensure your account’s and transactions’ security, we utilize two-factor authentication (2FA). It is an additional layer of protection by requiring a unique code and your password. Nobody can access your wallet without the 2FA code, ensuring that only you can control your funds.
Download the App Now: https://play.google.com/store/apps/details?id=com.unimoni.customer
